Fair Isaac stock
FICONYSEFair Isaac Corporation, TechnologyISIN US3032501047
73Score 73 out of 100, Strong
Price and trend
34 / 100
Price history
−59% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 33% below it.
Since February 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Sharply down: the price has fallen very quickly lately (RSI 29).
The price is 60% below its 52-week high. Largest decline in 20 years: 76% (January 2007 to March 2009).
Chart figures for advanced users
- SMA 50$803.28
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$1,089.91
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)29
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$592.47
- The lowest closing price of the last twelve months.
- Resistance$1,844.98
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Fair Isaac Corporation belongs to the Software (Application) industry (United States) and, with a market value of $15.58B, is number 33 of 189 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $2.53B (up 27.3% year on year) and earnings of $834.97M (up 28.1%).
- For fiscal 2027, analysts expect on average revenue of $2.62B (up 3.5%) and adjusted earnings per share of $45.25 (up 5%).
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- MEQIRI Score 73 out of 100 (Strong): rank 160 of 857 in Technology, median 61.
- The P/E is 18.8 (Software (Application) median 30.8, own median of recent years 46.6).
- Our model puts fair value at $951.39, with the price 23% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on capitalReturn on invested capital 80.7% in fiscal 2026, Software (Application) median 3.9%.Profitability 99
- High marginNet margin 32.9% over the last 12 months, Software (Application) median 6.8%.Profitability 99
- Share buybacksShare count down 20% since 2021.Capital allocation 91
Weaknesses
- Share price fell sharplyDown 59% over the last 12 months.Momentum 23
- Volatile share priceVolatility 63% a year over the last 12 months.Stability 55
Its standout strengths are fundamentals and profitability, while technical analysis and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 23 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- price far below its 52-week high
- high price swings
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
- price not overheated over the past year
Valuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $634.26 and expensive above $1,902.78 (uncertainty very high, based on the price swings of the past year).
The two parts of the fair value come to $711.46 (cash-flow model) and $1,191.32 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 11%. At 12% the fair value would be $907.63, at 10% it would be $1,009.40.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (30.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2026, revenue rose 27.3% on the prior year. Revenue has grown solidly since 2007, at about 6% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2026: gross 86%, operating 50%, net 33%.
Debt & balance sheet
latest quarterMeaningfully leveraged, but the interest bill is comfortably covered.
Earnings
- Next earnings
- 27 Jan 2027in 76 days
- Last reported
- 4 Nov 2026EPS reported $11.10 (expected $10.69)above expectations
Analyst estimates
Analysts have cut their 2028 earnings estimate by 13.0% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $45.25−8.9%
- Revenue
- $2.62B−6.0%
- Earnings per share
- $49.14−13.0%
- Revenue
- $2.74B−9.4%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −14.7%Fiscal 2026 guidance raised: revenue of $2.53 billion (up 20%) and non-GAAP EPS of $42.43.
“As shown on Page 26 of our presentation, revenue guidance is now $2.53 billion, an increase of 20% versus prior year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Jul 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $7,367 in total. One insider sold, $1.35M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Fair Isaac
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
857 rated companies in Technology
- This company
- 73
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Application)
The next larger and next smaller companies by market value
- PTCPTC $21.31B76
- SS&C Technologies HoldingsSSNC $18.64B63
- Tyler TechnologiesTYL $16.92B69
- OBIC4684.T $16.55B82
- Beijing Kingsoft Office Software688111.SS $15.43B69
- Manhattan AssociatesMANH $15.03B83
- DocuSignDOCU $14.98B70
- iFLYTEK CO.,LTD002230.SZ $13.73B37
ETFs that hold Fair Isaac
Held by 103 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| VanEck Morningstar US ESG Wide Moat UCITS ETFGMVM | 0.65% | 0.49% | €368.7M |
| iShares STOXX World Equity Multifactor UCITS ETFIBCZ | 0.34% | 0.30% | €814.46M |
| Goldman Sachs ActiveBeta Paris-Aligned Sustainable US Large Cap Equity UCITS ETFGACA | 0.33% | 0.14% | €135.41M |
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| iShares STOXX USA Equity Multifactor UCITS ETFIBCY | 0.32% | 0.20% | €47.95M |
| iShares MSCI USA Mid-Cap Equal Weight UCITS ETFQDVC | 0.20% | 0.20% | €268.74M |
| Deka MSCI USA MC UCITS ETFEL41 | 0.17% | 0.30% | €51.58M |
| iShares Edge MSCI USA Minimum Volatility Advanced UCITS ETFMVEA | 0.16% | 0.20% | €117.82M |
| Xtrackers S&P 500 Equal Weight UCITS ETF 1CXDEW | 0.14% | 0.15% | €14.88B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Sep 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.