First Horizon stock
FHNNYSEFirst Horizon Corporation, Financial ServicesISIN US3205171057
56Score 56 out of 100, Neutral
Price and trend
52 / 100
Price history
+8.5% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 3.0% below it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 50).
The price is 10% below its 52-week high. Largest decline in 20 years: 89% (February 2007 to July 2008).
Chart figures for advanced users
- SMA 50$23.54
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$24.26
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)50
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$20.59
- The lowest closing price of the last twelve months.
- Resistance$26.23
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- First Horizon Corporation belongs to the Banks (Regional) industry (United States) and, with a market value of $11.08B, is number 104 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $3.42B (up 10.5% year on year) and earnings of $983M (up 26.8%).
- For fiscal 2026, analysts expect on average revenue of $3.53B (up 3.2%) and adjusted earnings per share of $2.14 (up 12.8%).
Show more
- MEQIRI Score 56 out of 100 (Neutral): rank 786 of 976 in Financial Services, median 68.
- Our model puts fair value at $32.30, with the price 27% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 15 years.
- Below fair valuePrice 27% below the fair value of $32.30.Valuation 92
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 75
Weaknesses
- DilutionShare count up 14% since 2020.Capital allocation 32
Its standout strengths are valuation and stability, while capital allocation and growth hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 57 to 56.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $26.92 and expensive above $40.38 (uncertainty low, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $26.92, at 7.8% it would be $40.38.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 7.9% on the twelve months before. Revenue has stayed largely stable since 2006.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 37%, net 29%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 21%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 21 Jan 2027in 70 days
- Last reported
- 15 Oct 2026EPS reported $0.53 (expected $0.52)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.140.0%
- Revenue
- $3.53B−0.4%
- Earnings per share
- $2.32+0.5%
- Revenue
- $3.71B−0.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: +0.8%The revenue outlook was reduced according to an analyst question, while net interest margin is expected to rise to the 3.50s in the fourth quarter and the mortgage loan sale should add about 4% to 2027 earnings per share.
“Excluding further upside of yields from incremental lending, we expect the transaction to be accretive going forward with 2027 earnings per share benefit of around 4% and improved ROTCE of approximately 150 basis points. Share buybacks will resume in Q4 in line with our CET1 target ratios for the year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 15 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 2 insiders sold, $2.66M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at First Horizon
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 56
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Yokohama Financial Group7186.T $12.29B69
- China Zheshang Bank601916.SS $12.27B51
- Chiba Bank8331.T $11.44B69
- Industrial Bank of Korea024110.KS $11.34B58
- Shizuoka Financial Group,Inc.5831.T $10.59B68
- Wintrust FinancialWTFC $10.46B72
- Chang Hwa Commercial Bank2801.TW $10.39B67
- Shinkin Central Bank8421.T $10.24B38
ETFs that hold First Horizon
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P U.S. Banks UCITS ETFIUS2 | 1.97% | 0.35% | €1B |
| iShares Dow Jones U.S. Select Dividend UCITS ETF (DE)EXX5 | 0.92% | 0.31% | €415.03M |
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.33% | 0.30% | €5.27B |
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| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.29% | 0.30% | €944.34M |
| Invesco Global Buyback Achievers UCITS ETFBBCK | 0.20% | 0.39% | €188.08M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.18% | 0.43% | €2.48B |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.12% | 0.45% | €1.53B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.03% | 0.35% | €434.1M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 29 Feb 2024)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.