Equifax stock
EFXNYSEEquifax Inc., IndustrialsISIN US2944291051
66Score 66 out of 100, Neutral
Price and trend
71 / 100
Price history
−10% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 6.2% above it.
Since August 2025 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 55).
The price is 18% below its 52-week high. Largest decline in 20 years: 57% (July 2007 to March 2009).
Chart figures for advanced users
- SMA 50$166.21
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$175.93
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)55
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$137.24
- The lowest closing price of the last twelve months.
- Resistance$226.96
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Equifax Inc. belongs to the Consulting Services industry (United States) and, with a market value of $21.94B, is number 2 of 16 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $6.07B (up 6.9% year on year) and earnings of $660.3M (up 9.3%).
- For fiscal 2026, analysts expect on average revenue of $6.67B (up 9.8%) and adjusted earnings per share of $8.51 (up 11%).
Show more
- MEQIRI Score 66 out of 100 (Neutral): rank 351 of 1023 in Industrials, median 61.
- The P/E is 29.7 (Consulting Services median 23.5, own median of recent years 40.5).
- Our model puts fair value at $200.49, with the price 6% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 25 years.Capital allocation 63
- Earnings turn into cashFree cash flow 149% of earnings over the last 12 months.Fundamentals 80
Weaknesses
- High debtDebt 1.16 times equity (latest quarter), Consulting Services median 0.6.Stability 52
Its standout strengths are fundamentals and technical analysis.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high price swings
What lowers it
- solid fundamentals
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $143.20 and expensive above $334.14 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $253.21 (cash-flow model) and $147.76 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $178.06, at 7.8% it would be $234.24.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (23.5).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 10.9% on the twelve months before. Revenue has grown solidly since 2006, at about 7% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 56%, operating 18%, net 11%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- 3 Feb 2027in 83 days
- Last reported
- 20 Oct 2026EPS reported $2.26 (expected $2.20)above expectations
Analyst estimates
Analysts have cut their 2027 earnings estimate by 3.5% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $8.51−0.2%
- Revenue
- $6.67B−0.9%
- Earnings per share
- $9.65−3.5%
- Revenue
- $7.08B−2.9%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −5.3%No visible change to the revenue outlook; only the AI savings target was doubled to about $150 million over 2026 to 2028 (previously $75 million).
“As we continue to rapidly drive roll-outs and adoption of AI tools and agents that are delivering meaningful process improvement, we now expect run rate spending savings from these AI for EFX efforts to be about $150 million from 2026-2028, which is double the $75 million of savings we discussed with you in February.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 21 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 2 insiders sold, $14.97M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Gamble John W JrSale
29 Oct 2026, EVP, CFO & COO
- Shares
- 4,000
- Price
- $177.68
- Value
- $710,720
- Begor Mark WSale
23 Oct 2026, CEO
- Shares
- 37,792
- Price
- $182.80
- Value
- $6.91M
- Gamble John W JrSale
3 Sept 2026, EVP, CFO & COO
- Shares
- 4,500
- Price
- $187.96
- Value
- $845,820
Show 1 more
- Begor Mark WSale
24 Jul 2026, CEO
- Shares
- 37,791
- Price
- $172.16
- Value
- $6.51M
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Equifax
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
1023 rated companies in Industrials
- This company
- 66
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Consulting Services
The next larger and next smaller companies by market value
- SGSSGSN.SW $24.45B69
- Bureau VeritasBVI.PA $14.79B74
- BayCurrent6532.T $11.05B87
- Booz Allen Hamilton HoldingBAH $10.35B74
- DKSH HoldingDKSH.SW $6.14B68
- FTI ConsultingFCN $5.37B70
- Huron Consulting GroupHURN $2.65B64
- IpsosIPS.PA $1.67B67
ETFs that hold Equifax
Held by 87 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| VanEck Morningstar US ESG Wide Moat UCITS ETFGMVM | 1.13% | 0.49% | €368.7M |
| State Street SPDR S&P U.S. Industrials Select Sector UCITS ETF (Acc)ZPDI | 0.44% | 0.15% | €874.42M |
| iShares S&P 500 Industrials Sector UCITS ETF2B7C | 0.42% | 0.15% | €635.94M |
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| iShares MSCI USA Mid-Cap Equal Weight UCITS ETFQDVC | 0.39% | 0.20% | €268.74M |
| First Trust US Large Cap Core AlphaDEX UCITS ETFFTGU | 0.25% | 0.75% | €140.24M |
| Xtrackers MSCI World Industrials UCITS ETF 1CXDWI | 0.24% | 0.25% | €1.21B |
| Xtrackers S&P 500 Equal Weight UCITS ETF 2C EUR HedgedXDEE | 0.22% | 0.30% | €14.88B |
| Deka MSCI USA MC UCITS ETFEL41 | 0.21% | 0.30% | €51.58M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 30 Nov 2023)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.