To the full analysis
Buyback calculator for Clover Health Investments
Clover Health Investments stock: key metrics
CLOVClover Health Investments had an operating margin of −4.4% and a return on invested capital (ROIC) of −40.6% in fiscal 2025.
Margins show how much of revenue is left over, returns on capital how hard the invested money works.
Daily figure as of 13 Nov 2026
Margins
- Gross margin
- Operating margin
- Net margin
Figures as a table
| Year | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| 2018 | 100.0% | −66.1% | −71.9% |
| 2019 | 2.7% | −39.6% | −78.7% |
| 2020 | 12.3% | −13.8% | −20.3% |
| 2021 | −5.4% | −43.3% | −39.9% |
| 2022 | 9.4% | −26.1% | no data |
| 2023 | 20.3% | −16.3% | −16.9% |
| 2024 | 26.6% | −3.3% | −3.1% |
| 2025 | 18.5% | −4.4% | −4.4% |
Returns on capital
- ROE
- ROIC
- ROA
Figures as a table
| Year | ROE | ROIC | ROA |
|---|---|---|---|
| 2018 | 200.0% | −71.8% | −95.9% |
| 2019 | 200.0% | no data | −100.0% |
| 2020 | 22.1% | no data | −51.0% |
| 2021 | −100.0% | no data | −61.8% |
| 2022 | no data | −47.4% | no data |
| 2023 | −74.5% | −47.2% | −37.4% |
| 2024 | −12.6% | −41.4% | −7.4% |
| 2025 | −27.7% | −40.6% | −15.8% |
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 7 Nov 2026, previously Weak
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.
