Columbia Financial stock
CLBKNASDAQColumbia Financial, Inc., Financial ServicesISIN US1979141041
54Score 54 out of 100, Neutral
Price and trend
85 / 100
Price history
+62% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 16% above it.
Since October 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 61).
The price is 5.1% below its 52-week high. Largest decline in 9 years: 43% (July 2022 to April 2025).
Chart figures for advanced users
- SMA 50$11.14
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$9.71
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)61
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$6.60
- The lowest closing price of the last twelve months.
- Resistance$11.82
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Columbia Financial, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $2.82B, is number 219 of 422 companies in its industry on MEQIRI.
- MEQIRI Score 54 out of 100 (Neutral): rank 805 of 976 in Financial Services, median 68.
- The P/E is 58.2 (Banks (Regional) median 12.2, own median of recent years 30.5).
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 8% since 2020.Capital allocation 50
Weaknesses
- Richly valuedP/E 58.2, Banks (Regional) median 12.2, own median 30.5.Valuation 10
- Margin fallingOperating margin 22.1%, average of the prior years 30.2% (to 2024).Profitability 25
- Low return on equityReturn on equity 4.1% over the last 12 months.Profitability 25
Its standout strengths are momentum and technical analysis, while profitability and valuation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- stable momentum
Valuation
Valuation signal
OvervaluedClosing price of 11 Nov 2026, used by the daily score.
A fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at less than a quarter of the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 21.1% on the twelve months before. Revenue has grown solidly since 2016, at about 7% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 22%, net 19%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 14%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 1 Feb 2027in 81 days
- Last reported
- 29 Oct 2026EPS reported $0.16 (expected $0.15)above expectations
Analyst estimates
- Earnings per share
- $0.60+116.4%
- Revenue
- $408.2M0.0%
- Earnings per share
- $0.76+117.1%
- Revenue
- $560.62M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $234 in total.
Not counted: 30 purchases under a fixed plan (compensation, savings plan or a pre-arranged Rule 10b5-1 trading plan).
- Holland Noel R.Purchase
3 Sept 2026, Board
- Shares
- 20
- Price
- $11.68
- Value
- $234
- Van Dyk RobertPlan purchase
20 Jul 2026, Board
- Shares
- 25,000
- Price
- $10.00
- Value
- $250,000
- Wainwright Jim HobartPlan purchase
20 Jul 2026, Board
- Shares
- 10,000
- Price
- $10.00
- Value
- $100,000
Show 14 more
- Massood Michael Jr.Plan purchase
20 Jul 2026, Board
- Shares
- 25,000
- Price
- $10.00
- Value
- $250,000
- Lewis Oliver Edward JrPlan purchase
20 Jul 2026, SEVP & Head Commercial Banking
- Shares
- 15,000
- Price
- $10.00
- Value
- $150,000
- Klein Steven MPlan purchase
20 Jul 2026, Sr. EVP, COO
- Shares
- 50,000
- Price
- $10.00
- Value
- $500,000
- Randall Elizabeth E.Plan purchase
20 Jul 2026, Board
- Shares
- 49,980
- Price
- $10.00
- Value
- $499,800
- Sorrentini LucyPlan purchase
20 Jul 2026, Board
- Shares
- 20,000
- Price
- $10.00
- Value
- $200,000
- Klimowich JohnPlan purchase
20 Jul 2026, SEVP & Chief Risk Officer
- Shares
- 35,000
- Price
- $10.00
- Value
- $350,000
- Schlesinger Allyson KatzPlan purchase
20 Jul 2026, SEVP&Head of Consumer Banking
- Shares
- 50,000
- Price
- $10.00
- Value
- $500,000
- Splaine Thomas JrPlan purchase
20 Jul 2026, EVP, CFO
- Shares
- 50,000
- Price
- $10.00
- Value
- $500,000
- Kemly Thomas J.Plan purchase
20 Jul 2026, President & CEO
- Shares
- 53,057
- Price
- $10.00
- Value
- $530,570
- Holland Noel R.Plan purchase
20 Jul 2026, Board
- Shares
- 15,000
- Price
- $10.00
- Value
- $150,000
- Prabhu Manesh BalachandranPlan purchase
20 Jul 2026, EVP & CIO
- Shares
- 15,000
- Price
- $10.00
- Value
- $150,000
- Kuiken James MichaelPlan purchase
20 Jul 2026, Board
- Shares
- 10,000
- Price
- $10.00
- Value
- $100,000
- Rinaldi Mayra LisethPlan purchase
20 Jul 2026, EVP, Corp Governance & Culture
- Shares
- 10,337
- Price
- $10.00
- Value
- $103,370
- Gibney Dennis E.Plan purchase
20 Jul 2026, 1st Sr. EVP, CBO
- Shares
- 44,500
- Price
- $10.00
- Value
- $445,000
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Columbia Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 54
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Cembra Money BankCMBN.SW $3.02B63
- Provident Financial ServicesPFS $3B71
- SpareBank 1 OstlandetSPOL.OL $2.99B69
- Valiant HoldingVATN.SW $2.96B57
- Customers BancorpCUBI $2.84B75
- Banc of CaliforniaBANC $2.83B49
- NBT BancorpNBTB $2.75B71
- FB FinancialFBK $2.74B68
ETFs that hold Columbia Financial
Held by 11 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.10% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.10% | 0.30% | €4.22B |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.03% | 0.45% | €1.53B |
Show 5 more
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.01% | 0.30% | €944.34M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.01% | 0.39% | €1.47B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.48B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.01% | 0.17% | €8.6B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 6 Mar 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.