Colony Bankcorp stock
CBANNYSEColony Bankcorp, Inc., Financial ServicesISIN US19623P1012
63Score 63 out of 100, Neutral
Price and trend
66 / 100
Price history
+25% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 0.9% below it.
Since July 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 49).
The price is 8.8% below its 52-week high. Largest decline in 20 years: 91% (April 2007 to January 2012).
Chart figures for advanced users
- SMA 50$20.51
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$20.48
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)49
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$16.08
- The lowest closing price of the last twelve months.
- Resistance$22.27
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Colony Bankcorp, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $554.12M, is number 360 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $128.06M (up 10.9% year on year) and earnings of $28.25M (up 18.4%).
- MEQIRI Score 63 out of 100 (Neutral): rank 647 of 976 in Financial Services, median 68.
Show more
- The P/E is 11.5 (Banks (Regional) median 12.2, own median of recent years 11.5).
- Our model puts fair value at $19.46, with the price 5% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 78
Weaknesses
- DilutionShare count up 87% since 2020.Capital allocation 36
Its standout strengths are stability and fundamentals, while profitability and capital allocation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- solid fundamentals
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $16.22 and expensive above $24.33 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $17.36 (excess return model) and $21.57 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $18.02, at 7.8% it would be $21.63.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 3.5% on the twelve months before. Revenue has grown solidly since 2006, at about 5% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 27%, net 22%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 31%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 27 Jan 2027in 76 days
- Last reported
- 28 Oct 2026EPS reported $0.54 (expected $0.52)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.07+2.5%
- Revenue
- $173.5M+1.2%
- Earnings per share
- $2.39+0.8%
- Revenue
- $231.9M+0.8%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −0.1%Colony Bankcorp expects ROA to pull back 10-15 basis points over the next few quarters due to First Reliance integration costs, while still targeting an ROA of 1.35% or better; loan growth for 2027 is now seen around 5% rather than higher, mortgage production is expected to be softer, while …
“However, as we integrate First Reliance, we expect ROA to pull back by 10-15 basis points over the next few quarters due to higher expenses associated with operating the combined company on two core systems until conversion late in the second quarter of 2027.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $211,945 in total.
- Canup Edward GPurchase
5 Nov 2026, CHIEF BANKING OFFICER
- Shares
- 1,000
- Price
- $19.90
- Value
- $19,895
- Canup Edward GPurchase
4 Nov 2026, CHIEF BANKING OFFICER
- Shares
- 2,000
- Price
- $20.38
- Value
- $40,750
- Canup Edward GPurchase
26 Aug 2026, CHIEF BANKING OFFICER
- Shares
- 1,000
- Price
- $21.20
- Value
- $21,200
Show 4 more
- Canup Edward GPurchase
20 Aug 2026, CHIEF BANKING OFFICER
- Shares
- 1,000
- Price
- $21.25
- Value
- $21,250
- Canup Edward GPurchase
19 Aug 2026, CHIEF BANKING OFFICER
- Shares
- 2,000
- Price
- $21.63
- Value
- $43,250
- Canup Edward GPurchase
18 Aug 2026, CHIEF BANKING OFFICER
- Shares
- 1,000
- Price
- $22.00
- Value
- $22,000
- Canup Edward GPurchase
30 Jul 2026, CHIEF BANKING OFFICER
- Shares
- 2,000
- Price
- $21.80
- Value
- $43,600
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Colony Bankcorp
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 63
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Bridgewater BancsharesBWB $579.05M72
- Skjern BankSKJE.CO $574.15M77
- Bankwell Financial GroupBWFG $564.18M80
- Bank7BSVN $561.64M82
- ChoiceOne Financial ServicesCOFS $547.07M72
- Northpointe BancsharesNPB $545.36M66
- Sierra BancorpBSRR $544.85M75
- Grupo SupervielleSUPV $535.87M13
ETFs that hold Colony Bankcorp
Held by 3 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.02% | 0.39% | €1.47B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.01% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.01% | 0.30% | €4.22B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Mar 2022)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.