CaixaBank stock
CABK.MCBMECaixaBank, S.A., Financial ServicesISIN ES0140609019
78Score 78 out of 100, Strong
Price and trend
76 / 100
Price history
+28% in one yearThe chart shows daily closes over 19 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 5.1% above it.
Since October 2023 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 71).
The price is 9.0% below its 52-week high. Largest decline in 19 years: 72% (October 2007 to May 2020).
Chart figures for advanced users
- SMA 50$13.68
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$13.03
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)71
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$10.03
- The lowest closing price of the last twelve months.
- Resistance$15.05
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- CaixaBank, S.A. belongs to the Banks (Regional) industry (Spain) and, with a market value of $95.13B, is number 9 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $6.55B (up 1.8% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $1.02 (up 15%).
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- MEQIRI Score 78 out of 100 (Strong): rank 125 of 976 in Financial Services, median 68.
- The P/E is 13.2 (Banks (Regional) median 12.2, own median of recent years 10).
- Our model puts fair value at $16.77, with the price 17% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 30.7% a year since 2020.Growth 100
- High return on equityReturn on equity 16.8% over the last 12 months.Profitability 70
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 91
Weaknesses
- DilutionShare count up 18% since 2020.Capital allocation 63
Its standout strengths are growth and fundamentals.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 79 to 78.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $12.90 and expensive above $23.96 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $20.89 (excess return model) and $12.65 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8%. At 9% the fair value would be $15.03, at 7% it would be $19.38.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 4.1% on the twelve months before. Revenue has grown solidly since 2006, at about 7% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 45%, net 32%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 41%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 30 Oct 2026EPS reported $0.27 (expected $0.26)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.02−0.1%
- Revenue
- $19.03B−0.4%
- Earnings per share
- $1.19−0.7%
- Revenue
- $21.1B−0.5%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −5.5%Guidance not updated, with profitability of 18% in line with the target of above 18% by year end; loans and customer funds are growing faster than expected.
“And that's combined with profitability in line with what we have guided, just already at 18%, consistent with our guidance of being above 18% by year-end and net income up 8.5% in the total of the 2 quarters of the year and 10% if we look just at the second quarter.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Jul 2026 (fiscal Q2 2026), read by AI.
What happened at CaixaBank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 78
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- ICICI BankIBN $120.45B77
- BNP ParibasBNP.PA $116.79B70
- State Bank of IndiaSBIN.NS $104.55B76
- Postal Savings Bank of China601658.SS $101.36B56
- U.S. BancorpUSB $94.58B74
- PNC Financial Services GroupPNC $92.05B73
- China CITIC Bank601998.SS $75.91B65
- Lloyds Banking GroupLYG $74.54B70
ETFs that hold CaixaBank
Held by 159 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Amundi IBEX 35 UCITS ETF AccAMES | 6.60% | 0.30% | €929.16M |
| Xtrackers Spain UCITS ETF 1CXESP | 5.09% | 0.30% | €509.27M |
| Amundi MSCI EMU High Dividend UCITS ETF Acc18M2 | 4.47% | 0.30% | €397.06M |
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| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 3.42% | 0.30% | €6.12B |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 3.41% | 0.51% | €2.5B |
| Franklin European Quality Dividend UCITS ETFFLXD | 3.23% | 0.25% | €681.62M |
| Amundi MSCI EMU SRI Climate Paris Aligned UCITS ETF DR (C)SRHE | 3.10% | 0.18% | €119.46M |
| UBS MSCI EMU Socially Responsible UCITS ETF A DistributionUIMR | 2.73% | 0.20% | €1.22B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.