BTV Vier Länder Bank stock
BTS.VIVIEBTV Vier Länder Bank AG, Financial ServicesISIN AT0000625504
63Score 63 out of 100, Neutral
Price and trend
69 / 100
Price history
+27% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 3.5% above it.
Since May 2022 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 90).
The price is 8.7% below its 52-week high. Largest decline in 20 years: 41% (May 2007 to May 2009).
Chart figures for advanced users
- SMA 50$92.36
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$89.92
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)90
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$72.58
- The lowest closing price of the last twelve months.
- Resistance$101.95
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- BTV Vier Länder Bank AG belongs to the Banks (Regional) industry (Austria) and, with a market value of $3.45B, is number 199 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $170.05M (down 29.6% year on year).
- MEQIRI Score 63 out of 100 (Neutral): rank 643 of 975 in Financial Services, median 68.
Show more
- The P/E is 19.7 (Banks (Regional) median 12.2, own median of recent years 9.4).
- Our model puts fair value at $56.17, with the price 66% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 21.4% a year since 2020.Growth 90
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 71
Weaknesses
- Above fair valuePrice 66% above the fair value of $56.17.Valuation 31
- Richly valuedP/E 19.7, Banks (Regional) median 12.2, own median 9.4.Valuation 31
- Low return on equityReturn on equity 6.1% over the last 12 months.Profitability 33
Its standout strengths are stability and growth, while profitability and valuation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 65 to 63.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- calm price action
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $46.81 and expensive above $70.22 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $54.49 (excess return model) and $57.86 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 7.6%. At 8.6% the fair value would be $51.63, at 6.6% it would be $62.99.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 1.2% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 21%, net 31%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- No date announced.
- Last reported
- 28 May 2026EPS reported $1.47
What happened at BTV Vier Länder Bank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 63
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Optima bankOPTIMA.AT $3.62B65
- RenasantRNST $3.6B60
- Banco MacroBMA $3.53B54
- First Interstate BancSystemFIBK $3.49B63
- First Financial Bancorp.FFBC $3.42B69
- TowneBankTOWN $3.38B61
- Community Bank SystemCBU $3.38B65
- Simmons First NationalSFNC $3.37B57
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 30 Jun 2023)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.