Banca Monte dei Paschi di Siena stock
BMPS.MIMILBanca Monte dei Paschi di Siena S.p.A., Financial ServicesISIN IT0005508921
70Score 70 out of 100, Strong
Price and trend
71 / 100
Price history
+32% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 13% above it.
Since May 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 67).
The price is 5.7% below its 52-week high. Largest decline in 20 years: 100% (May 2007 to November 2022).
Chart figures for advanced users
- SMA 50$12.61
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$11.17
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)67
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$7.72
- The lowest closing price of the last twelve months.
- Resistance$13.34
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Banca Monte dei Paschi di Siena S.p.A. belongs to the Banks (Regional) industry (Italy) and, with a market value of $38.21B, is number 37 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $3.36B (up 55.6% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.87.
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- MEQIRI Score 70 out of 100 (Strong): rank 397 of 975 in Financial Services, median 68.
- The P/E is 7.4 (Banks (Regional) median 12.2, own median of recent years 5.9).
- Our model puts fair value at $22.53, with the price 44% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 23% over the last 12 months.Profitability 86
- High dividend yieldDividend yield 7.58%, Banks (Regional) median 2.78%.Capital allocation 52
- Below fair valuePrice 44% below the fair value of $22.53.Valuation 100
Weaknesses
- DilutionShare count up 75% since 2022.Capital allocation 52
Its standout strengths are valuation and profitability.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 67 to 70.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $17.33 and expensive above $32.19 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $24.19 (excess return model) and $20.87 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.9%. At 9.9% the fair value would be $20.63, at 7.9% it would be $25.31.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue rose 3.2% on the prior year. Revenue has stayed largely stable since 2006.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 48%, net 70%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 10 Feb 2027in 89 days
- Last reported
- 6 Nov 2026EPS reported $0.20 (expected $0.20)in line with expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 3.5% since 15 Oct 2026.
- Earnings per share
- $0.87+3.5%
- Revenue
- $8.93B+0.3%
- Earnings per share
- $1.02+1.9%
- Revenue
- $9.43B+1.4%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +0.3%The 2026 profit before tax guidance was raised to EUR 3.6 billion, with the operating cost guidance confirmed.
“Our confidence in the future continues to increase, and the visibility provided by current performance allows us to raise our guidance for 2026 profit before tax to EUR 3.6 billion.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 7 Aug 2026 (fiscal Q2 2026), read by AI.
What happened at Banca Monte dei Paschi di Siena
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 70
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Danske BankDANSKE.CO $44.33B76
- Skandinaviska Enskilda BankenSEB-A.ST $43.39B73
- KB Financial GroupKB $41.77B70
- Japan Post Holdings6178.T $41.32B57
- Bank of Jiangsu600919.SS $35.61B69
- Ping An Bank000001.SZ $34.31B67
- Bank of Ningbo002142.SZ $33.27B69
- Resona Holdings8308.T $31.73B65
ETFs that hold Banca Monte dei Paschi di Siena
Held by 111 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| WisdomTree Eurozone Quality Dividend Growth UCITS ETF EUR AccWTIM | 3.61% | 0.29% | €49.19M |
| Xtrackers FTSE MIB UCITS ETF 1DDBXI | 3.18% | 0.30% | €99.81M |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 2.03% | 0.51% | €2.5B |
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| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 1.98% | 0.30% | €6.23B |
| iShares STOXX Europe 600 Banks UCITS ETF (DE)EXV1 | 1.23% | 0.46% | €2.98B |
| Amundi S&P Eurozone Climate Paris Aligned UCITS ETF AccZPAB | 0.83% | 0.20% | €3.39B |
| State Street SPDR MSCI Europe Financials UCITS ETFSPYZ | 0.69% | 0.18% | €829.48M |
| iShares MSCI Europe Financials Sector UCITS ETFESIF | 0.69% | 0.18% | €664.36M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong since 13 Nov 2026, previously Neutral
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.