Business First Bancshares stock
BFSTNASDAQBusiness First Bancshares, Inc., Financial ServicesISIN US12326C1053
70Score 70 out of 100, Strong
We are checking this figure against the original source: revenue.
Price and trend
84 / 100
Price history
+29% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 10% above it.
Since December 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 57).
The price is 1.3% below its 52-week high. Largest decline in 9 years: 67% (April 2018 to March 2020).
Chart figures for advanced users
- SMA 50$31.33
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$29.56
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)57
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$24.25
- The lowest closing price of the last twelve months.
- Resistance$32.98
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Business First Bancshares, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $1.05B, is number 294 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $320.08M (up 18.4% year on year) and earnings of $87.86M (up 34.9%).
- For fiscal 2026, analysts expect on average revenue of $367.48M (up 14.8%) and adjusted earnings per share of $3.03 (up 7.5%).
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- MEQIRI Score 70 out of 100 (Strong): rank 406 of 976 in Financial Services, median 68.
- The P/E is 11.9 (Banks (Regional) median 12.2, own median of recent years 11.2).
- Our model puts fair value at $38.05, with the price 14% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 16.9% a year since 2020, Banks (Regional) median 7.5%.Growth 72
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 78
Weaknesses
- DilutionShare count up 63% since 2020.Capital allocation 39
Its standout strengths are technical analysis and stability, while profitability and capital allocation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- price near its 52-week high
- solid fundamentals
Valuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $31.71 and expensive above $47.57 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $42.76 (excess return model) and $33.35 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $34.49, at 7.8% it would be $43.40.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the quarter to 30 Sep 2026, revenue rose 15.3% on the same quarter a year earlier. Revenue has grown strongly since 2012, at around 23% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 35%, net 27%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 34%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 26 Oct 2026EPS reported $0.79 (expected $0.75)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $3.03+0.8%
- Revenue
- $367.48M−0.3%
- Earnings per share
- $3.30−0.6%
- Revenue
- $391.73M−0.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +0.2%Business First Bancshares expects further margin expansion, lower NPAs and mid to upper single digit loan growth in the fourth quarter, after margin already rose to 3.80% in the third quarter.
The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 26 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $47,415 in total. 6 insiders sold, $5.62M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Cummings George W. IIISale
29 Oct 2026, Board
- Shares
- 18,373
- Price
- $31.73
- Value
- $582,975
- Cummings George W. IIISale
24 Aug 2026, Board
- Shares
- 10,000
- Price
- $31.33
- Value
- $313,300
- Cummings George W. IIISale
21 Aug 2026, Board
- Shares
- 4,200
- Price
- $31.27
- Value
- $131,334
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- Cummings George W. IIISale
19 Aug 2026, Board
- Shares
- 3,235
- Price
- $31.80
- Value
- $102,873
- Cummings George W. IIISale
18 Aug 2026, Board
- Shares
- 10,000
- Price
- $31.78
- Value
- $317,800
- Carter Donald ChadSale
6 Aug 2026, EVP, Correspondent Banking
- Shares
- 1,875
- Price
- $31.64
- Value
- $59,325
- Hall William G.Sale
5 Aug 2026, Board
- Shares
- 11,389
- Price
- $31.97
- Value
- $364,106
- Strong SaundraSale
5 Aug 2026, EVP & General Counsel
- Shares
- 1,000
- Price
- $31.98
- Value
- $31,980
- Cummings George W. IIISale
3 Aug 2026, Board
- Shares
- 10,000
- Price
- $31.87
- Value
- $318,700
- Cummings George W. IIISale
31 Jul 2026, Board
- Shares
- 10,000
- Price
- $31.50
- Value
- $315,000
- Mansfield KeithSale
30 Jul 2026, EVP&COO of b1Bank
- Shares
- 4,200
- Price
- $32.08
- Value
- $134,736
- Cummings George W. IIISale
30 Jul 2026, Board
- Shares
- 10,000
- Price
- $32.08
- Value
- $320,800
- Cummings George W. IIISale
29 Jul 2026, Board
- Shares
- 10,000
- Price
- $31.88
- Value
- $318,800
- Johnson Joseph VernonSale
29 Jul 2026, Board
- Shares
- 2,000
- Price
- $31.15
- Value
- $62,300
- Cummings George W. IIISale
28 Jul 2026, Board
- Shares
- 10,000
- Price
- $31.86
- Value
- $318,600
- Johnson Joseph VernonSale
28 Jul 2026, Board
- Shares
- 10,000
- Price
- $31.75
- Value
- $317,500
- Day Rick D.Purchase
28 Jul 2026, Board
- Shares
- 1,500
- Price
- $31.61
- Value
- $47,415
- Cummings George W. IIISale
11 Jun 2026, Board
- Shares
- 5,000
- Price
- $28.78
- Value
- $143,900
- Cummings George W. IIISale
10 Jun 2026, Board
- Shares
- 15,000
- Price
- $28.89
- Value
- $433,350
- Cummings George W. IIISale
8 Jun 2026, Board
- Shares
- 15,000
- Price
- $28.54
- Value
- $428,100
- Cummings George W. IIISale
27 May 2026, Board
- Shares
- 11,595
- Price
- $27.92
- Value
- $323,732
- Cummings George W. IIISale
22 May 2026, Board
- Shares
- 10,000
- Price
- $27.99
- Value
- $279,900
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Business First Bancshares
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 70
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Five Star BancorpFSBC $1.09B75
- CNB FinancialCCNE $1.06B77
- Mercantile BankMBWM $1.06B76
- Capitol Federal FinancialCFFN $1.06B62
- Eagle BancorpEGBN $1.05B52
- MetroCity BanksharesMCBS $1.04B79
- Southside BancsharesSBSI $1.04B67
- Equity BancsharesEQBK $1.01B67
ETFs that hold Business First Bancshares
Held by 11 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.07% | 0.39% | €1.47B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.04% | 0.30% | €4.22B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.03% | 0.30% | €2.17B |
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| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.03% | 0.30% | €944.34M |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.03% | 0.30% | €185.82M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.19B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.48B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong since 10 Nov 2026, previously Neutral
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.