BFF Bank stock
BFF.MIMILBFF Bank S.p.A., Financial ServicesISIN IT0005244402
44Score 44 out of 100, Weak
Price and trend
27 / 100
Price history
−88% in one yearThe chart shows daily closes over 10 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 51% below it.
Since January 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Sharply down: the price has fallen very quickly lately (RSI 26).
The price is 88% below its 52-week high. Largest decline in 10 years: 89% (April 2024 to November 2026).
Chart figures for advanced users
- SMA 50$2.63
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$3.08
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)26
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$1.51
- The lowest closing price of the last twelve months.
- Resistance$12.13
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- In fiscal 2025 it reported revenue of $417.3M (down 4.4% year on year) and earnings of $77.76M (down 67.5%).
- MEQIRI Score 44 out of 100 (Weak): rank 906 of 976 in Financial Services, median 68.
- The P/E is 4.6 (Financial (Credit Services) median 11.8, own median of recent years 9.3).
Strengths
- Modestly valuedP/E 4.6, Financial (Credit Services) median 11.8, own median 9.3.Valuation 100
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 71
Weaknesses
- Share price fell sharplyDown 88% over the last 12 months.Momentum 12
- Margin fallingOperating margin 23.2%, average of the prior years 65.2% (to 2024).Profitability 32
- Volatile share priceVolatility 100% a year over the last 12 months.Stability 52
Its standout strengths are valuation and fundamentals, while technical analysis and momentum hold the score back.
computed just now
How the score is calculatedScore overview
Score since yesterday from 43 to 44.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
Possible value trapA fair value is not meaningful here, so the signal follows the valuation grade.
Possible value trap: looks cheap, but score below 50.
Valuation metrics
The model puts the fair value at more than four times the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 0.8% on the twelve months before. Revenue has grown solidly since 2013, at about 10% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 23%, net 19%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 10 Feb 2027in 89 days
- Last reported
- 10 Nov 2026EPS reported $0.24 (expected $0.22)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.700.0%
- Revenue
- $454.56M0.0%
- Earnings per share
- $0.680.0%
- Revenue
- $402.56M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at BFF Bank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 44
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
ETFs that hold BFF Bank
Held by 3 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.01% | 0.39% | €1.49B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 23 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.