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AMERISAFE stock: balance sheet and debt

AMSF
$19.32Closing price of 12 Nov 2026MEQIRI Score 58 out of 100

AMERISAFE has total assets of $1.13B and an equity ratio of 22.3%.

Daily figure as of 13 Nov 2026

Debt / Equity
0
Interest coverage
no data
Current ratio
0.61
Cash & equivalents
$149.36M
Total assets
$1.13B
Equity ratio
22.3%
Goodwill and intangible assets
$21.09M
not split out

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Total assets and equity ratio

How large the balance sheet of AMERISAFE, Inc. is, how much of it is equity and how much is goodwill from acquisitions.

Equity ratio

Figures as a table
YearTotal assetsGoodwill and intangible assetsof which goodwillEquity ratio
2006$1.01Bnot reported separatelynot reported separately15.8%
2007$1.08Bnot reported separatelynot reported separately19.4%
2008$1.12Bnot reported separatelynot reported separately22.6%
2009$1.13Bnot reported separatelynot reported separately26.8%
2010$1.03Bnot reported separatelynot reported separately31.5%
2011$1.06Bnot reported separatelynot reported separately33.2%
2012$1.13Bnot reported separatelynot reported separately33.7%
2013$1.26Bnot reported separatelynot reported separately33.0%
2014$1.38Bnot reported separatelynot reported separately32.3%
2015$1.42Bnot reported separatelynot reported separately31.9%
2016$1.44Bnot reported separatelynot reported separately31.6%
2017$1.43Bnot reported separatelynot reported separately29.7%
2018$1.42B$1.09B$1.09B28.8%
2019$1.42Bnot reported separatelynot reported separately30.4%
2020$1.38B$1.06B$1.06B31.7%
2021$1.4B$17.06Mnot split out28.5%
2022$1.27B$17.4Mnot split out25.0%
2023$1.23B$17.98Mnot split out23.8%
2024$1.16B$19.15Mnot split out22.2%
2025$1.13B$21.09Mnot split out22.3%

The equity ratio divides total equity, including non-controlling interests, by total assets. Net debt is not shown for banks, insurers and other financial companies: for them, cash and bonds are part of the business and are not available to pay down debt. In years without separate goodwill, the table shows the sum of goodwill and intangible assets, because the data do not list goodwill separately there.

Equity and debt

What the company owns and owes

  • Cash & equivalents
  • Equity
  • Bonds and loans (excluding deposits)
Figures as a table
YearCash & equivalentsEquityBonds and loans (excluding deposits)Debt / Equity
2006$26.75M$158.78M$36.09M0.23
2007$47.33M$208.57M$36.09M0.17
2008$95.27M$253.27M$36.09M0.14
2009$63.19M$302.42M$36.09M0.12
2010$60.97M$325.22M$36.09M0.11
2011$45.54M$350.85M$25.78M0.07
2012$92.68M$381.22M$00
2013$123.08M$416.81M$00
2014$90.96M$446.97M$00
2015$69.48M$453.98M$00
2016$58.94M$456.15M$00
2017$55.56M$425.42M$00
2018$40.34M$409.76M$00
2019$43.81M$430.22M$00
2020$61.76M$438.82M$00
2021$469.92M$399.32M$00
2022$396.71M$317.43M$00
2023$133.43M$292.45M$00
2024$130.55M$257.34M$00
2025$149.36M$251.6M$00

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Neutral, published since 7 Nov 2026 (in the score history since 6 Dec 2024)
  • Valuation signal Fairly valued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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