Alm. Brand stock
ALMB.COCPHAlm. Brand A/S, Financial ServicesISIN DK0015250344
63Score 63 out of 100, Neutral
Price and trend
76 / 100
Price history
−2.4% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 7.3% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 54).
The price is 6.8% below its 52-week high. Largest decline in 20 years: 96% (February 2007 to September 2011).
Chart figures for advanced users
- SMA 50$2.54
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$2.44
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)54
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$2.20
- The lowest closing price of the last twelve months.
- Resistance$2.81
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Alm. Brand A/S belongs to the Insurance (Diversified) industry (Denmark) and, with a market value of $3.56B, is number 37 of 43 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $201.39M (up 74.1% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.12.
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- MEQIRI Score 63 out of 100 (Neutral): rank 641 of 976 in Financial Services, median 68.
- The P/E is 24.3 (Insurance (Diversified) median 13.9, own median of recent years 18.3).
- Our model puts fair value at $2.33, with the price 12% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Analysts expect strong earnings growthUp 23.5% a year through 2028 (estimates from 6 analysts).Growth 50
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 76
- Share buybacksShare count down 6% since 2022.Capital allocation 65
Weaknesses
- Richly valuedP/E 24.3, Insurance (Diversified) median 13.9, own median 18.3.Valuation 53
Its standout strengths are stability and fundamentals, while profitability holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $1.66 and expensive above $3.88 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $3.15 (excess return model) and $1.50 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 7.2%. At 8.2% the fair value would be $2.06, at 6.2% it would be $2.72.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 0.2% on the twelve months before. Revenue has grown solidly since 2006, at about 4% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 12%, net 10%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 28 Oct 2026EPS reported $0.05 (expected $0.04)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.12+0.8%
- Revenue
- $1.79B0.0%
- Earnings per share
- $0.18+1.7%
- Revenue
- $1.87B+0.3%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −2.4%Alm. Brand raised its 2026 insurance service result guidance by DKK 250 million to DKK 1.5 to 1.6 billion and increased its profit guidance before other income and expenses by DKK 150 million to DKK 1.65 to 1.75 billion, despite a lower investment result forecast.
“On October 5th, we upgraded our 2026 outlook and raised our guidance for the insurance service result by DKK 250 million to DKK 1.5 billion-DKK 1.6 billion, excluding run-off gains in Q4 2026, from the previous range of DKK 1.2 billion-DKK 1.4 billion.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 28 Oct 2026 (fiscal Q3 2026), read by AI.
What happened at Alm. Brand
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 63
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Diversified)
The next larger and next smaller companies by market value
- UNIQA Insurance GroupUQA.VI $6.51B83
- Sunshine Insurance Group6963.HK $5.42B65
- White Mountains Insurance GroupWTM $5.39B76
- Porto SeguroPSSA3.SA $5.3B76
- Genworth FinancialGNW $3.18B59
- Vaudoise Assurances HoldingVAHN.SW $2.64B60
- Pelagos Insurance CapitalPLGO $2.31B84
- NÜRNBERGER Beteiligungs-AGNBG6.DE $1.58B39
ETFs that hold Alm. Brand
Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.11% | 0.30% | €3.43B |
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.08% | 0.30% | €810.11M |
| Invesco Global Buyback Achievers UCITS ETFBBCK | 0.04% | 0.39% | €188.08M |
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| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.03% | 0.23% | €319.31M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.02% | 0.35% | €8.19B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.6B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = DKK 6.7183)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 27 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.