Addiko Bank stock
ADKO.VIVIEAddiko Bank AG, Financial ServicesISIN AT000ADDIKO0
43Score 43 out of 100, Weak
Price and trend
35 / 100
Price history
+15% in one yearThe chart shows daily closes over 7 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 6.5% below it.
Since September 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Sharply down: the price has fallen very quickly lately (RSI 27).
The price is 15% below its 52-week high. Largest decline in 7 years: 68% (September 2019 to August 2020).
Chart figures for advanced users
- SMA 50$27.90
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$29.17
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)27
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$23.27
- The lowest closing price of the last twelve months.
- Resistance$32.13
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Addiko Bank AG belongs to the Banks (Regional) industry (Austria) and, with a market value of $525.75M, is number 366 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $48.76M (down 3.1% year on year).
- MEQIRI Score 43 out of 100 (Weak): rank 907 of 975 in Financial Services, median 68.
Show more
- Our model puts fair value at $23.55, with the price 16% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 99.7% a year since 2020.
Weaknesses
- Loss-makingLoss of $3.32M over the last 12 months.Fundamentals 69
- Low return on equityReturn on equity 5.1% over the last 12 months.Profitability 29
Its standout strength is stability, while profitability and growth hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- low growth grade (crashed less often in the backtest)
- calm price action
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $18.12 and expensive above $33.65 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 7.6%. At 8.6% the fair value would be $19.63, at 6.6% it would be $29.44.
Valuation metrics
From the excess return model alone; without earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 1.7% on the twelve months before. Revenue turned from negative at the start of the period to positive ($354.37M in the latest year).
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 19%, net 14%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net −1%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- No date announced.
- Last reported
- 13 Aug 2026EPS reported −$1.91
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.550.0%
- Revenue
- $341.29M0.0%
- Earnings per share
- $2.990.0%
- Revenue
- $363.46M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +0.4%Guidance remains suspended because of the takeover process; a recovery is expected in the second half.
“In a nutshell, despite all developments, our capital buffers remain comfortably above all regulatory requirements and guidance, providing substantial capacity to absorb volatility and navigate the ongoing uncertainties related to the takeover process.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 13 Aug 2026 (fiscal Q2 2026), read by AI.
What happened at Addiko Bank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 43
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Northrim BanCorpNRIM $534.99M74
- Orange County BancorpOBT $534.57M81
- Northpointe BancsharesNPB $533.94M65
- Grupo SupervielleSUPV $532.12M13
- West BancorporationWTBA $514.72M70
- Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérativeCRBP2.PA $513.32M61
- Farmers & Merchants BancorpFMAO $507.5M70
- Danske Andelskassers BankDAB.CO $505.48M54
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.