ACI Worldwide stock
ACIWNASDAQACI Worldwide, Inc., TechnologyISIN US0044981019
71Score 71 out of 100, Strong
Price and trend
79 / 100
Price history
+29% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 28% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 80).
The price is at its 52-week high. Largest decline in 20 years: 76% (February 2007 to October 2008).
Chart figures for advanced users
- SMA 50$53.39
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$47.97
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)80
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$38.47
- The lowest closing price of the last twelve months.
- Resistance$61.85
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- ACI Worldwide, Inc. belongs to the Software (Infrastructure) industry (United States) and, with a market value of $6.14B, is number 42 of 97 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.76B (up 10.4% year on year) and earnings of $226.66M (up 11.6%).
- For fiscal 2026, analysts expect on average revenue of $1.91B (up 8.3%) and adjusted earnings per share of $2.61 (up 22.1%).
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- MEQIRI Score 71 out of 100 (Strong): rank 199 of 857 in Technology, median 61.
- The P/E is 37.2 (Software (Infrastructure) median 26.3, own median of recent years 27.3).
- Our model puts fair value at $51.03, with the price 21% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings turn into cashFree cash flow 244% of earnings over the last 12 months.Fundamentals 87
- Earnings per share growingUp 28.6% a year since 2020.Growth 67
- Share buybacksShare count down 11% since 2020.Capital allocation 67
Weaknesses
- Richly valuedP/E 37.2, Software (Infrastructure) median 26.3, own median 27.3.Valuation 39
Its standout strengths are momentum and fundamentals, while valuation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
- price near its 52-week high
- stable momentum
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $39.25 and expensive above $72.90 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $58.75 (cash-flow model) and $43.31 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 9.7%. At 10.7% the fair value would be $46.68, at 8.7% it would be $57.17.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (26.3).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 1.9% on the twelve months before. Revenue has grown solidly since 2005, at about 9% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 49%, operating 19%, net 13%.
Debt & balance sheet
latest quarterModerate debt, and interest is adequately covered.
Earnings
- Next earnings
- 25 Feb 2027in 105 days
- Last reported
- 5 Nov 2026EPS reported $0.54 (expected $0.37)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.61+0.9%
- Revenue
- $1.91B+0.1%
- Earnings per share
- $2.98+0.9%
- Revenue
- $2.05B+0.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +5.2%2026 revenue growth guidance raised to 7% to 9% ($1.89 billion to $1.92 billion), adjusted EBITDA raised to $540 million to $555 million from $530 million to $550 million.
“For the full year, we are raising adjusted EBITDA guidance to a range of $540 million to $555 million, up from $530 million to $550 million, representing growth of 7% to 10% -- this outlook reflects continued cost discipline while reinvesting in high-return initiatives and maintaining flexibility to support our …”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 7 May 2026 (fiscal Q1 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at ACI Worldwide
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
857 rated companies in Technology
- This company
- 71
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Infrastructure)
The next larger and next smaller companies by market value
- Sangfor Technologies300454.SZ $7.76B56
- DropboxDBX $7.21B71
- UiPathPATH $6.85B73
- QualysQLYS $6.32B81
- Wangsu Science & Technology300017.SZ $6.02B67
- WEXWEX $5.99B68
- BoxBOX $5.98B68
- Mobility GlobalMBGL $5.87B55
ETFs that hold ACI Worldwide
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.34% | 0.30% | €2.28B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.24% | 0.30% | €185.82M |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.22% | 0.35% | €434.1M |
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| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.21% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.21% | 0.30% | €4.22B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.20% | 0.43% | €2.48B |
| Amundi MSCI Digital Economy UCITS ETF AccEBUY | 0.13% | 0.45% | €96.36M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.07% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 26 Jun 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.